Account

Is the money in my business account protected by the FSCS?
Card One Money is a trading style of Spectrum Payment Services Limited who are an FCA Authorised Payment Institution. This means we are not covered by the F...
Tue, 23 Nov, 2021 at 9:00 PM
I have/my business has a bad credit history, can I still get a business account?
Yes, you can. You can get a Card One Money Business Account, regardless of credit history. We don't carry out any credit checks*. We will need to ensur...
Tue, 23 Nov, 2021 at 9:07 PM
Can I apply online for a business account?
Yes, you can. Simply complete our online application form. If you have any problems, or require some assistance, please contact us and one of our advisors w...
Fri, 19 Nov, 2021 at 5:01 PM
Can I get my sales/revenue paid into my account directly?
Yes, you can. It couldn't be simpler. We should be able to let you know your account number within 3 working days of receiving your application. Just p...
Fri, 5 Nov, 2021 at 11:13 AM
How much does the Card One Money Business Account cost?
As a Card One Money account holder, you'll get access to manage your account online and have a UK based account manager to assist you with your everyda...
Fri, 19 Nov, 2021 at 4:41 PM
What are the fees for the Card One Money Prepaid Business Mastercard Card?
Please see our pricing page for information on our fees.
Tue, 9 Nov, 2021 at 9:18 PM
Why am I charged a transaction fee for purchasing something on my business card outside of the UK?
Transactions fees are charged for converting your money into a foreign currency. We charge 2.75% of the transaction amount when you use your prepaid card to...
Tue, 23 Nov, 2021 at 12:16 PM
How can I check my balance? Do you send paper statements for the business account?
You can check your balance 24 hours a day, 7 days a week using your online account. You can view your statement online or print for safe keeping. The statem...
Tue, 23 Nov, 2021 at 8:53 PM
Do you provide online account management?
Yes, you will be sent a secure password which will allow you to sign in to your secure online account. When you sign in for the first time you will be asked...
Tue, 9 Nov, 2021 at 5:44 PM
Do you pay interest on money held in the business account?
No, we are unable to pay interest on any funds credited to us.
Mon, 8 Nov, 2021 at 3:54 PM